Zephyr Homeloans, the specialist buy-to-let (BTL) lender owned by Computershare, has reduced rates across most of its mortgage products.

The lender is offering 2.64% for a 2-year, fixed-rate, standard property BTL mortgage and 2.89% for a standard 5-year fixed-rate BTL mortgage to both individuals and limited companies at 65% loan-to-value (LTV).

The lender’s rates for houses in multiple occupation (HMOs), multi-unit freehold blocks (MUFBs) and specialist new-build and flats above commercial property now start at 2.99% for a 2-year, fixed-rate BTL mortgage and 3.33% for a 5-year, fixed-rate BTL mortgage – both at 65% LTV.

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re constantly evolving our products for BTL landlords in an extremely fast‑moving market.

“Our new rates may appeal particularly to landlords who may have held back from increasing their portfolios last year but who are now looking to invest.”

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