30 Year
Fixed Rate

This is a fully amortizing program with a fixed interest rate over the life of the loan.
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FHA
Loans

These programs allow for lower down payments, and flexible credit package guidelines.
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First Time
Buyer Loans

Special programs may be available to you and your spouse if you are a first time home buyers.
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VA
Loans

The VA programs allow for zero down payments & flexible guidelines for our veterans.
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Easy application
even on the go
— Simple process, less waiting
It's hard enough finding a home to fall in love with and that's why we have an easy to use system to get your rate on the go. Complete you application online or in person. It's quick, easy, and most importantly secure.

24 hour approval
— Fast rates on the go
We will help you qualify, apply and be approved for the right mortgage loan for you. If you're pre-approved you're set to E-Sign your application to confirm your mortgage.



Enjoy your Dream Home
— Start your move
That's it! You've reached the finish line so you spend less time worrying about funding your home, and more time enjoying it. We'll finish processing your loan and help you prepare you for your new home.
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Awards speak to the consistent expertise and success we represent within our industry. HQM Loans is proud to recognize Matthew DiBrino, John Fornino, and Daniel Casasnovas on their success. Five Star conducts market-specific research throughout the U.S. to identify service professionals who demonstrate professional excellence and provide quality services to their clients. The Five Star Mortgage Professional program is the largest and most widely published award program for mortgage professionals in North America, covering more than 40 major markets. The Five Star Professional research team contacted thousands of recent homebuyers, consumers and industry leaders to identify New Jersey-area mortgage professionals who stand out in their industry and community.
HQM Loans offers tailor-made support for evaluating the creditworthiness of clients. Our advanced reporting features help you strike the best deal when you’re applying for a loan by:
Determining your income status and affordability range, prior to loan application
Helping you search for the loan and residential property well within your range
Providing you with an added leverage when buying a home
Making your offer look more appealing and appealing to sellers and lenders

"Easy, Simple, and Reliable"
— Tiffany Holmstead
Working with the team at HQM Loans couldn't have been any better. My first home buying experience was easy, simple and reliable because of the process they've implemented to make sure it was seamless. Would definitely recommend!"
