First, we need you to fill out a loan application (Please fill out the highlighted sections)
We need the last two years of Tax Returns
We need the last two years of W-2’s (If you do not have the last year W-2 or Tax Return, please send us your last paystub from last year)
We need your last 30 days worth of Paystubs
We need your last 60 days worth of Bank Statements (Please provide all pages, even if they are completely blank)
We need a copy of your Drivers License (You can take a picture and text it to John)
We need a copy of your current Mortgage Bill for any properties owned
We need a copy of your current tax bill (If you can not locate it, don’t worry about it)
Lastly, we need a copy of your Homeowners Insurance Dec page
FOR SELF EMPLOYED BORROWERS If reporting as a 1099, or LLC, Two Most recent years of Tax Returns.
If reporting as an S corp or other form of Corporation: Most recent 2 years of 1120S Corporate Returns and K-1’s IF there are rental properties or second homes owned
Most recent Mortgage Statement and Homeowners Declaration Page and Flood Declaration page if applicable.
