Zephyr Homeloans has added a number of products as part of a range redesign aimed at supporting greater energy efficiency in the UK private rental sector (PRS).
The products offer reduced rates of 10 basis points (bps) for standard properties, as well as for houses in multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs) that have an Energy Performance Certificate (EPC) rating of A to C.
Rates for a 2-year fix start at 2.54% for a 65% loan-to-value (LTV) and 2.79% for a 5-year standard property product at 65% loan-to-value (LTV).
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The company has also reduced rates on some products in its range for new-builds and flats above commercial properties, rated A to C as well as D to E, by an average 45 bps.
Paul Fryers, managing director at Zephyr Homeloans, said: “Our brokers are reporting increased interest from landlords in mortgage products that reflect the government’s proposals to improve the energy efficiency of properties across the UK.
“Zephyr’s EPC Deal underlines our focus on innovation, competitiveness and ability to respond to customers’ needs in a fast-moving specialist buy-to-let market.”