YBS Commercial Mortgages has returned its loan-to-value (LTV) ratio on commercial investment transactions up to a maximum of 75%.

YBS Commercial Mortgages has also committed to making a minimum £150m available to borrowers over the next six months.

In addition, the maximum loan available per property for commercial investment has increased by £2m to £5m, increasing the range of properties and schemes that the mutual can support.

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As well as increasing the flexibility of funding available, YBS Commercial Mortgages has diversified the specific business types that it currently supports.

Already lending on sectors such as essential retail, industrial properties, warehousing and construction, it will now support additional sectors including non-essential retail, wholesale and types of office-based businesses.

Mike Davies, head of business development for YBS Commercial Mortgages, said: “We have always been clear that we want to provide long-term stable support for our borrowers.

“Through the lockdown period we have continued to lend and have also supported our customers with repayment deferrals and a dedicated portfolio team to answer any of their questions or concerns.

“While we are very conscious of the challenges that the economy is facing, it is clear there are many businesses that are working hard to maintain their trading performance.

“Whether through the delivery of essential products, such as pharmacies, food retailers, core services, transport and warehousing, there are many businesses seeking support for the future.

“Our decision to return our loan to value ratios up to a maximum of 75% is an indication of the support we will continue to provide to the commercial property sector.”