The combined company “will have unique expertise and scale with the USDA Rural Development Single Family Housing Guaranteed Loan Program, which provides eligible applicants mortgage options requiring no money down when purchasing a primary residence,” UHM said in its release.

“On behalf of all our partners, I am excited to welcome the wonderful mortgage professionals of Amerifirst to the world-class platform of growth at UHM,” said Bill Cosgrove, president and CEO of Union Home Mortgage. “Our company lives by the mantra of ‘Promises Kept,’ which includes promises to our customers, communities and colleague partners. Today, I am thrilled to expand the reach of that promise further.”

“We founded this company to make a meaningful difference in the lives of customers, team members and our communities. This partnership gives us the scale and ability to make an impact like never before,” AmeriFirst co-founders Mark Jones and David Gahm said in a joint statement. “UHM has built a platform that is really unique and powerful in our industry. Coming together made all the sense in the world.”