Smartr365 has expanded its integration with Halifax Intermediaries to enable real-time mortgage decision in principle (DIP) submissions for 95% LTV mortgages and all other purchase products.

This means that Smartr365 users can now submit mortgage DIP applications to Halifax Intermediaries with one-click through Smartr365’s application programme interface (API) connection with no need to re-key data, for all products offered by the lender.

Smartr365’s fact-find gathers client information which is automatically and securely submitted to Halifax Intermediaries when the broker requests a DIP.

Users then receive an instant application decision response, all without leaving the Smartr365 platform.

Conor Murphy, chief executive at Smartr365, said: “The launch of 95% mortgages across the board created a new wave of demand, but brokers are already under strain trying to get cases across the line before the end of the stamp duty holiday.

“The completion of our integration with Halifax Intermediaries not only means they can take advantage of the new opportunities provided by these products, but also means the rest of their business can run quicker and more efficiently.”