Services

Refinance Options

There are various alternatives available to modify the terms of an existing loan or financial agreement

Turn your dream home into a reality

Our team of mortgage experts is dedicated to helping you find the best home loan for your unique needs and financial goals.

About VA Loans

Lower Rate Mortgage Refinance

This mortgage refinance is designed to lower your interest rate.

Term Home Refinance

This refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. You might decide you want to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You will save thousands upon thousands choosing this option

Cash Out Refinance

This refinance is designed to either take cash out of your home through the existing equity, or to consolidate high-interest rate credit cards, or maybe to do some home improvements.

Reverse Mortgage Refinance

This refinance utilizes the equity in your home through the bank, as a way for you to receive monthly income, and to never have to make a mortgage payment again. You need to be at least 62 years of age for this mortgage, and you will be required to go through a class to see a counsellor so you are 100% properly advised in how this program works.

FHA Streamline Refinance

This is a no closing cost refinance that pays off your existing FHA loan. A great loan, in a low interest rate environment.

HARP 2.0 Refinance

This refinance is designed for homeowners who may have not been able to refinance in the last couple of years, due to low or negative equity. An amazing program that has helped millions of homeowners nationwide. View additional HARP 2.0 Refinance information.

FHA 203K Refinance

This refinance is designed to give you additional money to rehab your home, based upon the future appraised value of the project at hand. A great way to lock in a low interest rate, and bundled it with the existing mortgage, all under one loan.

VA Streamline Refinance

Similar to the FHA Streamline Refinance. Little to no closing costs, and works in a low interest rate environment. No appraisal is needed. No income verification is needed either.

The above are just a couple of the many refinance programs we offer. We also offer USDA, Jumbo, 1031 Exchanges, Investment Properties, and Construction Loans.