Services
Adjustable Rate Mortgage (ARM)
These programs allow for lower down payments, higher debt-to-income ratios, and more flexible credit package underwriting guidelines.
Turn your dream home into a reality
Our team of mortgage experts is dedicated to helping you find the best home loan for your unique needs and financial goals.
Maximum Loan Amount
Up to 100% of equipment value
Terms
Expected life of equipment
About Adjustable Rate Mortgage (ARM)
These are loans that are insured by the FHA, or Federal Housing Administration. Generally, most people can qualify for an FHA loan, with the two requirements being a social security number and a valid state driver’s license. These programs allow for lower down payments, higher debt-to-income ratios, and more flexible credit package underwriting guidelines. Offered are fixed and/or adjustable rate mortgages, which tend to remain competitive with the conventional market. However, they do have limitations as to maximum loan size, which can vary by county, and occupancy must be owner-occupied.