Plaza Home Mortgage has announced that it now offers a full eClosing option on all conventional Fannie Mae- and Freddie Mac-eligible loans originated in jurisdictions that permit digital closings.

The company rolled out full eClosing option across its wholesale, national correspondent, and mini-correspondent channels. The fully digital process allows electronic signature and eNotarization for all documents, eliminating the need for “wet” signatures and in-person closing appointments.

In addition to eSignature and remote online notarization (RON), the full eClosing enables settlement agents to send borrowers their closing documents electronically one or two days before the closing date. Borrowers also have more time to review the document, ask questions, and then eSign in a recorded audio/video session with a RON-certified notary.

“Our full eClosing option provides a complete digital experience for both our clients and their borrowers,” said Mike Fontaine, chief operating officer and chief financial officer of Plaza Home Mortgage. “Simply stated, it’s an enhancement that helps transform loan origination, especially given the necessity of moving to an online, remote experience in our current environment.”

eNotes are authorized in all 50 states and the District of Columbia, and more than 40 states currently accept remote notarization.