MCI Mortgage Club can now offer its members a secured loan referral service through a partnership with Fluent Money.

This is MCI’s first move into the second charge market giving its members even more choice of loan options for their clients.

Fluent is one of the largest secured loan brokers in the UK and has whole of market access through its lending panel as well as access to exclusive products.


MCI partners with Fluent Money to offer secured loan referral service

MCI members will be able to contact Fluent’s partner development team and marketing department and will have their own field account manager.

Being a technology driven distributor, Fluent’s loan solutions include sourcing and case tracking systems for brokers and a smart phone app for clients.

The app is easy to use and enables both clients and brokers to track the case all the way through to completion.

Fluent’s technology allows for electronic ID checking which aims to save processing time and avoid any risk of losing important documentation.

Melanie Spencer, head of MCI Mortgage Club, said: “As technology is at the heart of MCI, it made perfect sense for us to partner with a technology focused secured loan provider as we take our first steps into the second charge sector.

“I personally believe there will be a greater demand for secured loans going forward, especially if people’s circumstances have changed because of the impact of COVID.

“A secured loan can often be a better option than remortgaging or taking a further advance on the first mortgage.”

Jeff Davidson at Fluent Money said: “We are thrilled to be partnering with MCI Mortgage Club, and very confident that we will be able to offer their members a choice of the best solutions, which will meet their borrowing requirements, particularly within the current climate.

“We firmly believe that our investment in technology, innovation, compliance and our people will be key to a successful relationship.”