An estimated 19% of individuals believe that UK house prices will fall next year according to the latest ING International Survey.
In contrast, 42% think house prices will rise in next 12 months.
The data also outlined that 35% of homebuyers in the UK offered a lower amount for their house than the asking price, compared with 30% in Europe.
Average house prices increase by 0.2% in Scotland
Over half (54%) of Britons spend three months or less looking to buy a home before purchase.
Additionally, the survey noted that 57% of those in the UK think that it has become more difficult to get on the housing ladder since 2015.
The survey results were based off of 13,000 respondents across Europe.
James Smith, economist at ING Developed Markets, said: “The surprising post-lockdown resilience in the UK housing market has translated into relative optimism among British consumers.
“But this sentiment could be tested as we head into 2021.
“The anticipated end to the stamp duty holiday is set to coincide with a rise in unemployment over the winter, both of which are likely to put renewed pressure on house prices next year.”