Hampshire Trust Bank (HTB) Specialist Mortgages is increasing maximum loan-to-value (LTV) to 75% for all loan sizes up to £15m.

It is also reducing minimum ICRs to pre-COVID 19 levels for all deals and recommencing lending on holiday lets.

Marcus Dussard, sales director, Specialist Mortgages, said: “Throughout the last few months, we have been steadfast in support for our brokers.

“To all intents and purposes, we have been operating a full service, albeit with some changes to our appetites. I’m excited the changes announced today which mean we can continue to support the market from the front”.

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