Foundation Home Loans has launched new owner-occupier remortgage limited editions with no fees, and buy-to-let flat-fee limited editions for both individual and limited company landlord borrowers.

The 75% loan-to-value (LTV) owner-occupier remortgage products have two and 5-year options, priced at 3.19% and 3.49% respectively, available on a capital and interest basis, with a minimum loan size of £200k. There are no product or application fees, and they come with a free standard valuation.

The new buy-to-let limited editions are available for both purchase and remortgage, and offered to individual and limited company landlords.

The 75% LTV 2-year fixed rate is available at 2.94%, while the 5-year option is available at 3.14%. Each product comes with a flat fee of £1,995 and there is no minimum loan size.

George Gee, commercial director at Foundation Home Loans, said: “There is growing interest in those products which can keep the upfront costs to a minimum for borrowers, so we are very pleased to be able to offer this new F1 limited edition range, which comes with no fees at all for remortgaging owner-occupiers and flat product fees for landlord borrowers, both individual and limited company.

“With highly competitive interest rates we believe these new limited editions will provide advisers with a set of options to fit a number of client demographics.

“The flat fee option for landlords also means these buy-to-let limited editions are highly competitive on total cost and will interest landlords who specifically want larger loan amounts.

“Foundation is committed to both the specialist residential and buy-to-let market and we want to work with advisers and their clients to find the most suitable product options in a highly-competitive market.”