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Jumbo & Super Jumbo Loans

These loans, above $453,100.00 and $679,650.00 respectively, are not backed by Fannie Mae or Freddie Mac, and will carry with them higher interest rates due to the increase in risk.

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About Jumbo & Super Jumbo Loans

Any loan up to $453,100.00 in New Jersey is considered conforming to the conventional loan limits. In certain high-cost counties, like Bergen and Essex you can actually go up to $679,650.00 . Jumbo loans are considered to be ones that are above this threshold and a super jumbo loan would be in the $10-$20 million dollar range.

These loans, above $453,100.00 and $679,650.00 respectively, are not backed by Fannie Mae or Freddie Mac, and will carry with them higher interest rates due to the increase in risk. At this level, you will be working with many private lending institutions who portfolio their loans (lend their own money) in an effort to earn your business.