Bank of Ireland UK has confirmed from 18 March it will be reintroducing 95% LTV mortgage products.
The offering it is launching is a 95% LTV 5-year fix at 4.05%.
This deal includes no product fees and is available across the whole of the UK.
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It is accessible exclusively through intermediaries and the product will be available to first-time buyers, homemovers and both employed and self-employed applicants.
George Higginson, UK mortgages director at Bank of Ireland UK, said: “At Bank of Ireland UK, we’re committed to making things easier for intermediaries and their clients.
“The last year has seen unprecedented challenges in the market.
“Over this time we’ve consistently offered a full range of mortgages to help provide certainty for brokers and their end customers.
“By offering a 95% LTV mortgage product again, we’ll be able to help many first-time buyers, second steppers as well as the self-employed who are often overlooked by other lenders.”